Answers to Your Questions

About valuefonds

• What is Value Investing?

  Value Investing is an investment strategy that specifically selects companies whose market value is below their intrinsic value. The focus is on thorough fundamental analysis, a long-term investment horizon, and the principle of investing independently of short-term market trends. The goal is to continuously build wealth and manage risks effectively. Well-known Value Investors include, for example, Benjamin Graham, Warren Buffett, or – in the German-speaking world – Dr. Hendrik Leber.

• How do valuefonds differ from other funds?

  Many classic mixed or thematic funds follow trends or are more benchmark-oriented. The funds of valuefonds apply the principles of value investing specifically within the framework of an actively managed fund. Investments are made in undervalued quality companies with stable business models. Investors are offered access to a professionally managed, broadly diversified portfolio that is designed for sustainable value growth and stability.

• Are Valuefonds suitable for beginners?

  Yes, valuefonds’ funds are well-suited for anyone who has never invested before. They offer professionally managed access to broadly diversified quality stocks and rely on a proven, long-term strategy. Beginners benefit from the fund management’s experience without having to select individual stocks themselves – making Valuefonds an attractive ETF alternative for beginners.

• How do the two funds ACATIS Value and Dividende® and ACATIS
  Aktien Global Value Fonds differ from each other?

  Both funds follow a clear value strategy and focus on undervalued quality companies, but differ in their income distribution and investment focus.

  
  ACATIS Value and Dividend®
  is a distributing fund (share class A). Investors receive regular distributions (dividends). The fund primarily invests in more mature companies that already consistently distribute their profits to shareholders. This makes it suitable for anyone who values predictable returns.

  The
  ACATIS Aktien Global Value Fonds
  is a accumulating fund. Earnings are automatically reinvested. The fund focuses more on companies with high growth potential that prefer to keep their profits in the business to continue expanding. This makes it particularly suitable for investors who are focused on long-term value appreciation.

For Investment Newcomers

• What is an ISIN and why do I need it?

  The ISIN (International Securities Identification Number) is a unique identification number for every security. With the ISIN, you can quickly and securely find the desired fund for your portfolio with any provider.

• What is the difference between accumulating and distributing funds?

  Accumulating funds automatically reinvest earnings, which allows your assets to grow faster. Distributing funds pay out profits (e.g. dividends) to you regularly – ideal if you want ongoing income.

• What costs are incurred when buying funds?

  Various costs can arise when purchasing funds: front-end loads, annual management fees (TER), transaction costs, and potentially performance fees. Some online brokers also charge order fees. Details can always be found in the respective fund prospectus or the Key Information Documents (KID / BiB).

• How can I sell funds?

  You can sell your fund units at any time via your online brokerage account or your bank. The proceeds from the sale will then be transferred to your account. Please note: Depending on the fund, sales fees or holding periods may apply.

• What are “active” funds?

  Active funds are managed by experienced fund managers who specifically invest in selected securities and continuously adapt the fund to current market conditions. Unlike passive funds (e.g., ETFs), which simply replicate an index, active funds utilize the expertise and experience of management to identify opportunities, manage risks, and create targeted added value. The goal is to achieve better long-term performance than the broader market.

• What are the advantages of active funds over ETFs?

  Active funds close the gap between ETFs and buying individual stocks – and combine the best of both worlds. A clear, professional strategy with the opportunity to outperform the market – without having to worry about the ongoing management yourself.

• How can I invest in an active fund?

  You can acquire active funds through almost all financial service providers: banks, online brokers, online banks, private banks, or wealth management firms. In any case, you must first have a brokerage account – this can be done easily online in a few minutes or directly through your bank.

  How to buy active funds online: Log in to your online depot. Find the fund you want by entering the fund name or ISIN number in the search box of your online depot. Decide on the amount you want and complete the purchase directly online.

  How to buy active funds directly: Contact your customer advisor in person – on-site or by phone. With the fund name or ISIN number, your desired fund can be found in the system and purchased directly for you.

Still have questions? Contact us!

If you have any questions about valuefonds, the performance of the funds, or the purchase process, please feel free to contact us directly at any time.